9 New Year’s Resolutions for Homeowners

It’s a new year, and that means it’s time to start looking ahead and dreaming BIG– most especially for the future of your home and family!

Yes, homeowners! No matter where you are in your homeownership journey– whether you’re a first-timer or on your third home– setting goals for your household is best to prepare for whatever 2022 holds! So, start making some room on your New Year’s Resolutions list– here are nine goals for every homeowner you should strive to achieve this year!

Prepare an Emergency Fund

Life is truly unpredictable and full of unexpected costs, and owning a home is no different. So, starting an emergency fund is key to helping you meet hurdles with a plan rather than panic!

Need to fix a leaky roof? Have a broken water heater at hand? No problem! Your fund can help save the day and keep you from adding more debt to your credit card! Be sure to have at least six months’ worth of expenses sitting in a savings account, and make your emergency fun part of your household budget in 2022!

Look for a Better Rate on Your Home Insurance

The new year is the best time to get your finances sorted to make sure that you’re NOT leaving any money on the table. So, if it’s been a few years since you’ve shopped around for coverage, 2022 is the year to request some quotes and see what’s out there. You may also want to review your current policy to make sure your coverage still meets your needs.

Keep Your Energy Consumption Low

If you’re tired of paying excessive energy bills, make it a goal to find small ways to reduce your energy consumption and consume smarter without sacrificing comfort this 2022!

One way to minimize your bills is by installing a Smart Thermostat inside your home that automatically adjusts the temperature when you need it. It will help you lessen your heating and cooling expenses. You can also invest in Energy Star appliances to help you use less water and electricity, or it can be as simple as unplugging all devices after use. No matter how minor these adjustments are, if you do them every day, you’ll see it add up!

Have an Emergency Kit Handy

Natural disasters like hurricanes, floods, wildfires, and tornadoes affect millions yearly. That said, preparing an emergency kit for your family is vital to survive these unfortunate occurrences.

Be sure your kit has enough food and water to last for at least three days. It should also include medications, chargers, maps, emergency radios, flashlights, first-aid supplies, and a copy of important documents like IDs and house deeds.

Refinance Your Mortgage

If you’ve been putting off refinancing your mortgage for a long time, 2022 is the best time to push through with it! Shop interest rates among local banks, credit unions, and internet mortgage brokers. Not only does a lower interest rate save you on monthly payments, but it can also save tens of thousands of dollars in interest payments throughout the loan.

Shop for Home Warranty

Did you know that the average cost of an appliance repair is $175? In fact, it can even balloon to $500! Luckily, there are costs a home warranty can cover!

Don’t have one for your home, or did yours already expire? Getting a home warranty could be a worthy investment, so be sure to shop around this 2022! Many are less than $100 a month anyway, so it won’t put you off your monthly budget. Just be sure to look for a company with a low monthly contract fee, low trade service fee and covers as many systems and appliances as possible, including plumbing, electrical, and HVAC systems.


Everyone knows a clutter-free home is easier to manage, so make your house one this 2022!

Before you get any wrong ideas, you DON’T have to go all Marie Kondo to get more organized. Just store things you don’t use frequently and do an honest assessment of what stuff you can donate. By doing so, you’ll have fewer things to move when you need to clean.

Check Your Carbon Monoxide and Radon Detectors

We all know that a carbon monoxide detector can save your life, but do you recall the last time you tested or replaced that $40 alarm? Yeah, the last thing you want is a malfunctioning detector!

And while you’re at it, get a radon detector, too, to help keep your home safe from the dangerous gas AND lung cancer.

Do a Home Inventory

A home inventory is a record of your possessions and a true game-changer if you ever make a claim.

Document all your belongings and know exactly what’s missing or damaged after a break-in or a natural disaster through a home inventory, and get replacements faster. It doesn’t have to be all-inclusive, either. You can just snap a few photos of the most valuable items in your home. But if you want extra credit, record your items with their original prices, receipts, serial number, age, and condition in a spreadsheet.

Store a digital copy of your home inventory somewhere safe, and make sure the hard copy is in a fireproof safe or envelope with other important household documents.

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🤔Are you a homeowner looking to commence 🎉2022🎉, new and improved?🥰🏠 Check out our 9⃣ New Year’s Resolutions for Homeowners and start looking ahead and dreaming BIG☝️– most especially for the future of your home🏠 and family!👪

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